Frequently asked questions

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How do I earn money from my investments?

You earn money from your investments through the payments made by borrowers according to their loan agreements. These payments can include principal, interest, and late payment fees. The principal payment reduces the value of your investment, while the interest and late payment fees are treated as your income. Your share of the payment, based on your investment in a specific Series of Notes, will be credited to your Nectaro account once the payment is processed. 

Since loans have different payment due dates, investors with multiple investments can expect a continuous stream of payments added to their Nectaro account throughout the month. The repayments of Notes are directly tied to the actual loan repayments made by the borrowers.

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We strive to provide comprehensive information and address the most common queries in our Frequently Asked Questions (FAQ) section. However, we understand that there may be instances where your specific question hasn't been covered.

Don't worry, though! Our dedicated support team is here to assist you. Please feel free to reach out to us via email at [email protected]. We will respond to your inquiry as quickly as possible and provide the information you need.

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A licensed European investment platform.

Investing in financial instruments involves risk. There is no guarantee to get back the invested amount. You could lose some or all of your investments.

SIA Nectaro (registration nr. 40203016025; legal address: Jeruzalemes 1, Riga, LV-1010, Latvia) is an investment brokerage firm licensed by Latvijas Banka (address: K. Valdemara 2A, Riga, LV-1050, Latvia). License number 27-5520233.

Nectaro is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme protects investors by providing compensation if Nectaro fails to return financial instruments or cash to investors. The maximum compensation an investor can claim under the scheme is 90% of their net loss, up to a maximum of €20 000.

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