How it works

Retail investment democratization offers diverse options for both beginners and experienced investors.

Investing in loans

Unlock the passive income tool by investing in Notes on a licensed investment platform.

Nectaro believes that democratizing investments is an opportunity for individuals of all income levels to achieve better returns on their savings and build long-term wealth.

Your investments generate returns based on repayments borrowers make on their loans. By reinvesting your returns, earnings can grow intensely.

As an investor, it's essential to understand the risks involved, even though we are a regulated platform with a license issued by the Bank of Latvia. Please be aware that your capital is subject to potential risks, carefully consider your objectives and potential risks before making any investment decisions.

Getting started with Nectaro
is easy and safe

Create an account

Registration on our platform is free and your information is regulated by authorities, ensuring investor security.

Add funds

Nectaro accepts payments in Euro, and transfers can be made solely from your personal or company's bank account.


Select from our automated investing options or hand-pick specific investments. You can get started with as little as €50.

Available investment methods


Manual investment allows for a more hands-on approach to your investments. You will hand-pick the loans you want to invest in, and may research and evaluate them on a case-by-case basis.


The automatic reinvestment tool is designed to keep your money continuously working for you by automatically reinvesting principal returns in the case of early loan repayments.

Auto-Invest Coming soon

Auto-Invest is a convenient feature that enables investors to automate their investment process. By setting specific investment criteria, the platform will automatically invest their funds into Notes that match those criteria.

Let's begin your investment journey with Nectaro today!

A licensed European investment platform.

Investing in financial instruments involves risk. Keep in mind that there's no absolute guarantee of getting back the full invested amount.

SIA Nectaro (registration nr. 40203016025; legal address: Jeruzalemes 1, Riga, LV-1010, Latvia) is an investment brokerage firm licensed by Latvijas Banka (address: K. Valdemara 2A, Riga, LV-1050, Latvia). License number 27-5520233.

Nectaro is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme protects investors by providing compensation if Nectaro fails to return financial instruments or cash to investors. The maximum compensation an investor can claim under the scheme is 90% of their net loss, up to a maximum of €20 000.

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