Winter to Spring New Investors Challenge: Grow Your Investments with Extra Rewards

Starting investing is easier when your first steps are supported by clear rules and real incentives. 

This February, Nectaro is launching a New Investors Cashback Campaign, designed to reward long-term investing rather than short-term activity. 

The mechanics are simple, transparent, and built around a long-term investment approach. 

What is the winter to spring New Investors Challenge? 

If you register on Nectaro as a new user during the campaign period (17 February – 5 March) and start investing, you will automatically join the Winter to Spring New Investors Challenge. 

During your first 30 days from registration, we will reward your average invested portfolio balance with 1% Newbies Cashback and additional one-time bonuses, provided all campaign conditions are met. 

Your goal is to grow your investments and maintain your portfolio balance at one of the bonus levels during your 30-day New Investors period. 

The challenge is divided into three portfolio tiers, which determine your final one-time bonus: 

  • €1,000 or more - €20 
  • €5,000 or more - €100 
  • €10,000 or more - €200 

These one-time bonuses are paid in addition to the 1% Newbies Cashback

What Is the average portfolio balance in the first 30 days? 

The average portfolio balance in the first 30 days is the average of daily invested portfolio amount in the first 30 days since your initial registration on Nectaro. This means if your investment balance right after the registration does not reach the desired bonus level, you will need to invest more in order to balance out the average investment portfolio calculation.   

Example 

If your investment portfolio balance is EUR 200 in the first 20 days you will need to increase your investment portfolio to at least EUR 2,600 for the final 10 days in order to qualify for the EUR 30 bonus. This is why we suggest trying to invest the maximum amount of your allocated capital as possible so that you reach and retain the desired level by investing your daily balance each day.   

For this reason, we recommend investing as much of your allocated capital as possible as early as you can and maintaining the desired portfolio level consistently throughout the qualification period. 

Important reminder 

Only funds that are invested in your portfolio are counted towards the average portfolio balance, funds that sit idle in your account do not count – so invest daily to keep your invested portfolio balance steady. 

The average portfolio balance is calculated on a daily basis and applies only to funds invested in active opportunities.  

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Why “winter to spring”? 

Spring traditionally marks renewal and growth. 

In investing, the same principle applies: portfolios that are built patiently and held consistently tend to perform better over time. 

This campaign rewards investors who: 

  • start investing at the right moment, 
  • maintain their portfolio, 
  • and allow returns to compound naturally.   

As nature moves from winter to spring, it’s a good moment to give your investments a fresh start - and earn extra rewards along the way. 

Why it works like a challenge  

Because it makes investing fun and motivating. Instead of only offering percentages, you get a bonus ladder with clear goals. The more you invest and the longer you hold the invested portfolio balance, the higher your bonus:  

  • Level 1 → €20 unlocked  
  • Level 2 → €100 unlocked  
  • Level 3 → €200 unlocked  

Simple, clear, and rewarding.  

Referral bonuses still apply 

If you were invited by another investor, the existing referral program remains active during the campaign. 

Referral bonuses are paid according to the standard referral: 

you keep your standard referral reward - €10 bonus + 1% Cashback on your friend’s first 30 days.  

On top of that: if your friend completes the Challenge, you’ll receive 50% of their bonus as an extra reward.  

Example:  

If your friend’s portfolio is €5,000 on day 30, they earn €100 → you get an extra €50.  

If your friend’s portfolio is €10,000 on day 30, they earn €200 → you get an extra €100.  

So your friends benefit from Newbies Cashback + Challenge bonuses, and you benefit when they succeed. Win-win. 

Campaign details  

Campaign period: February 17 – March 5, 2026 

Eligibility: New investors who register during this period automatically join the Challenge.  

Duration: Each investor has their own 30 days from registration while their Newbies Cashback is active.  

Condition: Portfolio must be maintained for at least 30 days from registration day to receive the bonus.  

Verification: Complete your KYC and S&A verification to be eligible.  

Bonus cap: Earn a 1% bonus up to a maximum of €1,000.  

Payouts:  

Newbies Cashback (FAQ) and standard referral rewards (FAQ) will be credited automatically after the 30-day period, as usual.  

Additional Challenge bonuses (both for new investors and for inviters under the Referral Boost) will be credited by April 15, 2026.  

Since the campaign runs until March 5, 2026, the latest 30-day Newbies period ends on April 5, 2026 (for those who register on the last campaign day).  

To cover all qualifying investors, portfolio-based Challenge bonuses will be calculated and paid out no later than April 15, 2026.The winter to spring New Investors Challenge is a special, time-limited campaign that complements our ongoing Newbies offer. It does not replace the Newbies campaign - instead, it adds an extra one-time bonus on top of the existing 1% Cashback on the average daily investment balance during the first 30 days after registration.  

You can read more about the permanent Newbies campaign here: Welcome to Nectaro: Get 1% Cashback with the Newbies Campaign. 

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Why join now?  

Tangible rewards up to €200 bonus - on top of 1% Newbies Cashback  

Clear and motivating milestones  

Perfect moment to invite friends and share in on their success  

Cost-efficient, simple, and transparent - exactly how investing should feel  

Don’t wait - kickstart your investment journey this winter, unlock your bonus, and grow your wealth with Nectaro.  

About the ongoing Newbies campaign on Nectaro  

The Newbies campaign is an exclusive offer from Nectaro, designed to enhance the investment experience for new users. The campaign provides a 1% Cashback on the average daily investment balance within the first 30 days of your registration.  

Learn more in our FAQ

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A licensed European investment platform.

Investing in financial instruments involves risk. There is no guarantee to get back the invested amount. You could lose some or all of your investments.

SIA Nectaro (registration nr. 40203016025; legal address: Jeruzalemes 1, Riga, LV-1010, Latvia) is an investment brokerage firm licensed by Latvijas Banka (address: K. Valdemara 2A, Riga, LV-1050, Latvia). License number 27-5520233.

Nectaro is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme protects investors by providing compensation if Nectaro fails to return financial instruments or cash to investors. The maximum compensation an investor can claim under the scheme is 90% of their net loss, up to a maximum of €20 000.

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