Frequently asked questions

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What is iPayTax account?

iPayTax is a new type of investment account from Nectaro, built specifically for Latvian tax residents. Unlike your existing Investment Account, iPayTax doesn't have tax withheld automatically - you receive your investment income in full and report and pay the tax yourself, under Latvia's official "investment account" (ieguldījumu konts) regime. Because nothing is withheld along the way, your money can compound faster over time. iPayTax works alongside your existing Investment Account, it's an additional option, not a replacement. The "investment account" regime operates under Section 11.13 of the Law "On Personal Income Tax," which sets out special rules for determining income from an investment account.

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A licensed European investment platform.

Investing in financial instruments involves risk. There is no guarantee to get back the invested amount. You could lose some or all of your investments.

SIA Nectaro (registration nr. 40203016025; legal address: Jeruzalemes 1, Riga, LV-1010, Latvia) is an investment brokerage firm licensed by Latvijas Banka (address: K. Valdemara 2A, Riga, LV-1050, Latvia). License number 27-5520233.

Nectaro is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme protects investors by providing compensation if Nectaro fails to return financial instruments or cash to investors. The maximum compensation an investor can claim under the scheme is 90% of their net loss, up to a maximum of €20 000.

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